Friday, July 2, 2010

Homeowners Insurance--To Have or Not?


Home is where the heart is. And, the heart is your family. Our home is in most cases the most valuable possession in our lives and the contents within are frequently not just expensive, but of great personal value. What if a fire happens or a tree falls during a storm? You want to make sure your home, and family, is covered. If you have a mortgage, than you are required to have homeowners insurance. There are different levels of coverage, but even the basic coverage can make a big difference.


Basically, your policy will cover the repair costs to fix or rebuild your home (and even structures on your property such as a shed or detached garage) in the case of some catastrophe. Some occurances covered are a fire in your home, water damage from a broken water pipe in a bath or kitchen, damage due to a fallen tree, or even wind damage. While storm damage can be covered, flood insurance is a seperate policy that you will need to discuss with your insurance agent.


One never thinks bad things can happen to us, but, in the US alone, one in four will get burglared at some time in our lives. And, about a quarter of all households are not protected by any form of homeowners insurance. With other unfortunate occurrences such as flood/storm damage, fire and more, threatening our homes and their contents, by not having homeowners insurance we are leaving ourselves open to a huge expense.


Babcock Roofing and Atlanta Home Repair Pros can help determine if your new roof cost or home repair can be covered by insurance. We offer a wide range of services and have worked closely with insurance companies to help our customers file insurance claims and get help covering the cost of home repairs. Our certified professionals understand what a burden a home repair can be to take on, and are here to expalin your options and help you deal with what can be an unpleasant experience. Call our Atlanta roofer today!

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